I. DIFFERENT TYPES OF BANK CREDIT
A credit and aCredit is the provision of money in the form of a loan, granted by a creditor (lender) to a debtor (borrower).
The agriculturalAgricultural credit was originally founded to finance specifically finance the development of the peasant worldclass, including farmers, breeders, woodcutters, and globally all those producing or exploiting agricultural raw materials.
The BNA is the only one that grants to its clients various agricultural credits and subsidies.
Among these credits we find :
I. Commercial and industrial credits:
Any commercial and industrial activity requires in addition to the self-financing (personal contribution of the promoter) recourse to financing through banks.
These credits are intended for investment projects, development, construction of buildings and the acquisition of means of transport as well as industrial projects, and working capital. Any credit requires a real guarantee, the interest rates of this credit depend on the amount granted, the duration of repayment, money market rate and the years of grace.